The real estate market is red hot in Portland, Or right now. We're seeing homes go pending within days - and often with 4-40 offers! Interest rates are still low, property values are going up - all signs point to BUY. At the same time, rents are rising faster than home values. Many people are paying more rent than they would for a mortgage, without the tax benefits and investment.
The greatest barrier to home ownership for first time buyers is often a lack of down payment. Check out Down Payment Resource - where you can research many programs that can help people gain assistance with their down payment.
Getting your offer accepted? That's a whole different ball game!! Call me - I'm more than happy to help.